
Nigerian Freelancers, Let’s be real for a second.
You’ve done a full project, revised three times, worked weekends, maybe even skipped a few meals and when it’s time to get paid, you hesitate. You open your calculator. Then You convert dollars to naira. Finally, You whisper the price like you’re begging.
Sound familiar?
You’re not alone. A lot of Nigerian freelancers are working global but charging local, and it’s holding them back from the kind of life they deserve.
Let’s talk about why this happens and how to stop short-changing yourself.
“I Don’t Want to Scare the Client Away…”
This is one of the most common fears. You’re thinking:
- “If I charge $100, they’ll go with someone cheaper.”
- “What if they ghost me after seeing my quote?”
- “I’ve only been freelancing for a year, I shouldn’t charge too much.”
But here’s the hard truth:
If you don’t value your skills, no one else will.

The Freelancer Burnout Is Real
Let’s be honest. How many hours do you spend designing, writing, editing, calling, revising… for pay that doesn’t even cover your monthly data bill?
Undercharging means:
- Constant burnout from juggling low-paying clients
- Struggling to save, reinvest, or grow your freelance business
- Always feeling stuck and undervalued
That’s not the dream you had when you chose to become a freelancer — that’s survival.
So, How Do You Start Charging What You’re Worth as a Freelancer?
It’s not magic, it’s mindset + math.
Step 1: Know What the World is Paying
Stop comparing yourself to what Nigerian clients are offering.
Freelancers in your field are charging:
- Designers: $40–$100/hr
- Writers: $0.10–$0.50/word
- Developers: $60–$150/hr
You’re not too expensive, they’re just not your client.
Step 2: Stop Converting to Naira
This one hurts, but it’s real.
The moment you start calculating “₦1500 x $50,” you’ll feel guilty charging what you deserve.
Quote in dollars. Work in dollars. Get paid in dollars.
Step 3: Create Your Freelancer Baseline
Ask yourself:
- How much do I want to earn per month?
- How many hours can I work without burning out?
If you want to earn $1,500/month working 75 hours, then your rate is $20/hour.
Anything less is a no.

A Freelancer’s Guide to Getting Paid the Smart Way
It’s not just about raising your rates.
It’s about keeping more of what you earn.
You finally land a client. They agree to your rate. But then:
- PayPal holds your money
- Wise gives you a terrible exchange rate
- You lose 10–15% in random fees
All that work, just to lose value before the money even hits your account?
Nah. That’s where Reeple comes in.
💼 Reeple: Built for Freelancers Who Want More
Open a USD or EUR account as a Nigerian freelancer
Get paid directly by international clients
Use your Reeple virtual card to pay for tools like LinkedIn Premium, Adobe, Bluehost, etc.
Avoid those sneaky fees that drain your income
You earned that money. You should see all of it.
It’s Time to Stop Playing Small
You’re not just charging for your time.
You’re charging for:
- Your creativity
- Your reliability
- Your years of learning
- Your peace of mind
So next time you’re about to whisper your rates… Don’t!
Say them with your chest.
And when you get paid? Make sure it’s through a platform that respects your freelancer hustle. Just Reeple it!
Want to price like a pro and keep every cent you earn as a freelancer?
🔗 Open your USD or EUR account today at Reeple.ai.
No middlemen. No stress. Just clean, professional money management FOR freelancers.